Nicky Tharpe is a trusted VA loan officer in Central Texas, helping military families, veterans, and active-duty service members buy or refinance homes near Killeen, Harker Heights, Temple, and Fort Cavazos.

Her passion is to help clients build generational wealth through real estate by providing inspiration, education, and expert guidance on the VA home loan process, including Certificate of Eligibility (COE) assistance and veteran-friendly financing.

With deep knowledge of Central Texas real estate and VA-backed home loans, Nicky ensures clients navigate the process confidently, making homeownership a pathway to long-term financial growth.